Sovereign Debt Binge

Were you aware that private and public debt greater than what it was in 2008? Does it alarm you?  Who Cares? We are selling hope here. In reality, the debt binge works for countries. They are selling hope to their people – just saying that the debt levels will resolve but not saying how. But…

Did Collateralised Debt Obligations (CDOs) cause the GFC 1?

… a walk down memory lane in the GFC series It is important to understand what happened last time ! The beginning In the Lead up to 2008 credit easy to obtain, interest rates were low, there was an excess of capital, risks were ignored and Greed was rampant. This Spawned Collateralised Debt Obligations (CDO’s)…

Investors must change or perish

Investors, change or perish!

Change is in the air Historically the world has been organised by borders, meaning that the approach to a country’s affairs has been parochial. The notion of border control is not new, it, more than anything has led to conflict between countries over time. The parochial approach by countries exists today and is viewed as…

Selling Bank Shares

Sell Bank Shares And Stay Sold!

Banks are making too much money, and that is all about to change. If your bank isn’t making enough money from you please leave a comment. I’ll wager there isn’t going to be one person comment! With bank charges, low deposit rates, everyday loans and premium loan products – they are making a fortune. Furthermore,…

Understanding China

Longevity of China: Part 2 An Innovation Lead Economy

Part of the Understanding China Series China’s 5 Year Plan To understand China it’s important to understand the 5 year plan. In China the major players do the work of the government due to what is incentivised. Local officials, banks and big companies, both state-owned and private—change their strategies to be in line with the…

Chinese longevity

Longevity of China: Part 1 Lowering Growth to a Sustainable Pace

Part of the Understanding China Series Forward Planning – China’s 5 year Plan Chinas five-year plans are the closest thing to an election manifesto for the Communist Party, laying out its longer-term priorities. But since the party still has overwhelming power, the plans carry real weight and China has a way of following through on…